(a). Deposit Insurance
All types of deposit/depositors are insured up to a maximum of Tk. 1.00 lac per account/depositor irrespective of whether one has one or more account.
(b). Liquidity
The scheduled banks are required to maintain a certain percentage of their deposits as liquidity (cash/near cash). Currently such liquidity 18% (13% SLR & 5% CRR).
(c). Capital Adequacy Ratio:
Currency the Capital Adequacy Ratio is 10% of the risk weighted assets.
(d). Provision against Classified Loans:
(e). Good Governance:
In Addition, the central bank also ensures good governance of the banks through restrictions on directorship, sanction of large loans, loans/interest waiver and various other means.
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